Gender in Automobile Insurance Underwriting: Some Insureds Are More Equal Than Others

Authors

  • Kent West

DOI:

https://doi.org/10.29173/alr101

Abstract

This article examines the use of gender as a variable by the insurance industry to determine insurance premiums. This article explores the tension between society’s abhorrence of sexual discrimination on one hand, and the insurance industry’s need for a cost-effective method of classifying risk on the other. Following an analysis of how gender-based classification has been treated by Canadian and international courts, this article recommends that gender-based classification in Canada be eventually phased out.

Author Biography

Kent West

Kent West is a third year Juris Doctorate student at the University of Alberta, Faculty of Law.

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Issue

Vol 50, No 3: Special Issue: Insurance Law

Section

Articles

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